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Personal Checking

The First State Bank offers a variety of checking accounts to fit your personal banking needs. If you would like to open a new account or have questions about your current account, please contact your First State Bank Branch for further information.

 
A table with information about personal checking accounts
 Basic CheckingNOW AccountSuper Now AccountMoney Market
Minimum to Open$100$1,500$5,000$2,500
Minimum BalanceNone$1,500$5,000$2,500
Service ChargesNone$10 fee if balance falls below $1,500 at any time of the statement cycle$10 fee if balance falls below $5,000 at any time of the statement cycle$10 fee if balance falls below $2,500 at any time of the statement cycle
Checks

Yes

(Cost varies by style)

Yes

(Cost varies by style)

Yes

(Cost varies by style)

Yes

(Cost varies by style)

InterestNoYes**Yes**Yes**
Check CardYesYesYesYes
Internet / Mobile BankingYesYesYesYes
Mobile DepositYesYesYesYes
Bill PayYesYesYesYes
Basic Checking
Minimum to Open
$100
Minimum Balance
None
Service Charges
None
Checks

Yes

(Cost varies by style)

Interest
No
Check Card
Yes
Internet / Mobile Banking
Yes
Mobile Deposit
Yes
Bill Pay
Yes
NOW Account
Minimum to Open
$1,500
Minimum Balance
$1,500
Service Charges
$10 fee if balance falls below $1,500 at any time of the statement cycle
Checks

Yes

(Cost varies by style)

Interest
Yes**
Check Card
Yes
Internet / Mobile Banking
Yes
Mobile Deposit
Yes
Bill Pay
Yes
Super Now Account
Minimum to Open
$5,000
Minimum Balance
$5,000
Service Charges
$10 fee if balance falls below $5,000 at any time of the statement cycle
Checks

Yes

(Cost varies by style)

Interest
Yes**
Check Card
Yes
Internet / Mobile Banking
Yes
Mobile Deposit
Yes
Bill Pay
Yes
Money Market
Minimum to Open
$2,500
Minimum Balance
$2,500
Service Charges
$10 fee if balance falls below $2,500 at any time of the statement cycle
Checks

Yes

(Cost varies by style)

Interest
Yes**
Check Card
Yes
Internet / Mobile Banking
Yes
Mobile Deposit
Yes
Bill Pay
Yes
 

**Interest on accounts are subject to change *Limits and Fee Disclosure available upon request

Basic Checking

  • Minimum to Open - $100
  • Minimum Balance - None
  • Service Charges - None
  • Checks - Yes (Cost varies by style)
  • Interest - No
  • Check Card - Yes
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes
  • Bill Pay - Yes

 


NOW Checking

  • Minimum to Open - $1,500
  • Minimum Balance - $1,500
  • Service Charges - $10 fee if balance falls below $1,500 at any time of the statement cycle
  • Checks - Yes (Cost varies by style)
  • Interest - Yes**
  • Check Card - Yes
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes
  • Bill Pay - Yes

 


Super NOW Checking

  • Minimum to Open - $5,000
  • Minimum Balance - $5,000
  • Service Charges - $10 fee if balance falls below $5,000 at any time of the statement cycle
  • Checks - Yes (Cost varies by style)
  • Interest - Yes**
  • Check Card - Yes
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes
  • Bill Pay - Yes

 


Money Market

  • Minimum to Open - $2,500
  • Minimum Balance - $2,500
  • Service Charges - $10 fee if balance falls below $2,500 at any time of the statement cycle
  • Checks - Yes (Cost varies by style)
  • Interest - Yes**
  • Check Card - Yes
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes
  • Bill Pay - Yes

 


 
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