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Effective immediately, FSB has updated the Point-of-Sale limit for consumer check cards to $1,000 and $2,000 for busines ...Learn More

Personal Savings Image

Personal Savings

The First State Bank offers a variety of savings accounts to fit your personal banking needs. If you would like to open a new account or have questions about your current account, please contact your First State Bank Branch for further information.

 
A table with information about personal savings accounts
Youth Savings ClubAdult Savings
Minimum to Open$10$25
Minimum BalanceNone$25
Service ChargesNone$1 fee per month if balance falls below $25
InterestYes**Yes**
Check CardYes (Must be tied to checking)Yes (Must be tied to checking)
Internet / Mobile BankingYesYes
Mobile DepositYesYes
Youth Savings Club
Minimum to Open
$10
Minimum Balance
None
Service Charges
None
Interest
Yes**
Check Card
Yes (Must be tied to checking)
Internet / Mobile Banking
Yes
Mobile Deposit
Yes
Adult Savings
Minimum to Open
$25
Minimum Balance
$25
Service Charges
$1 fee per month if balance falls below $25
Interest
Yes**
Check Card
Yes (Must be tied to checking)
Internet / Mobile Banking
Yes
Mobile Deposit
Yes
 

**Interest on accounts are subject to change *Limits and Fee Disclosure available upon request

Youth Savings Club

  • Minimum to Open - $10
  • Minimum Balance - None
  • Service Charges - None
  • Interest - Yes**
  • Check Card - Yes (Must be tied to checking)
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes
  • Learn more about the Youth Savings Club!

 


Adult Savings

  • Minimum to Open - $25
  • Minimum Balance - $25
  • Service Charges - $1 fee per month if balance falls below $25
  • Interest - Yes**
  • Check Card - Yes (Must be tied to checking)
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes

 


Individual Retirement Accounts (IRAs)

  • Minimum to Open - $1,000
  • IRA Types - Traditional, ROTH, SIMPLE, SEP
  • Terms - 1 month to 60 months

 


Certificates of Deposit (CDs)

  • Minimum to Open - $1,000
  • CD Types - Regular, College Saver
  • Terms - 1 month to 60 months

 


Health Savings Accounts (HSAs)

  • Minimum to Open - None
  • Interest Bearing Account, all fees waived excluding overdraft fees.
  • Customer and Insurance Company must provide evidence of HDHP plan to qualify.
 
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